Can A Credit Card Company Garnish My Wages? - Some debt collectors, and even credit card companies, will try to bully you into making a payment by threatening to garnish your wages. Can they actually follow through on...

Have You Started Saving For Christmas? - Christmas may be a few months away, but it's never too early to start saving up, especially if it keeps you away from thousands of dollars of debt that can...

Estimate Your Credit Score For Free - It's important to know your credit score. Without it, you never know what lenders are thinking about your credit history or just how much those 90-day late payments affected...

Five Principles of Making Credit Card Payments - Whether you have 20 credit cards or just one, thereís some decision-making involved with making your monthly credit card payments.Letís say you have $600 to spend on credit card payments...

Can A Creditor Card Company Garnish My Wages? - Some debt collectors, and even credit card companies, will try to bully you into making a payment by threatening to garnish your wages. Can they actually follow through on...

"...What Happens When You Lend To Poor People" - Those are the words of Michael Lewis who documents his "lessons" from the subprime mortgage debaucle. Lewis, who apparently loaned money to some subprime borrowers, says..."I trusted these people...

Choose Student Loans Just Like Other Loans - Make no mistake about it, student loans are debt just like mortgages and car loans. Even though most lenders will allow you to postpone payments while you're in college,...

How To Prepare For A Loan Application - When you're getting ready to apply for a loan, it's important that your credit is in the best shape possible.Order a copy of your credit report at least six months...

How Many Credit Cards Is Too Many - In your quest for better credit, you've likely questioned whether you have too many credit cards. The ideal number of credit cards is a difficult number of come up...

What Can Debt Collectors Say On Answering Machines - Q: For the past few months, I've been receiving messages on my answering machine from a company. I searched the company's name online and it turns out to be...


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